Does McDonald’s Take Apple Pay? [Complete 2022 Guide]

Does McDonald’s Take Apple Pay?

As of 2022, McDonald’s worldwide locations has over 30,000 . With almost as many iPhone users, it is no surprise that many want to use Apple Pay to purchase their meals at the chain. But can you use Apple Pay at McDonald’s?

Here is the answer to all your problems. So continue reading below:

Can You Use Apple Pay at McDonald’s?

As of 2022, McDonald’s started accepting Apple Pay at all locations in the United States and many locations worldwide.

Before accepting Apple Pay, they were one of the earliest adopters of Apple’s mobile payment system.

 If you choose to pay via Apple Pay in the US, you can only use McDonald’s with your Visa debit or credit card attached to your Apple Pay wallet.

How to Use Apple Pay at McDonald’s (Step-By-Step)

To use Apple Pay at McDonald’s, you first need to ensure that your iPhone or Apple Watch has been added to the Wallet app in your preferences.

 To do this, open the Wallet app and then click on the plus symbol in the top right corner of the app. Then you need to either take a photo of your card or manually enter its details.

Once you have a credit or debit card connected to your Apple Pay wallet, you can use it anywhere that accepts Apple pay; make sure that you hold your phone near the payment terminal and then double-tap the side button to open apple pay.

Let’s review that process for anyone new to using Apple Pay (don’t worry, it’s very easy!).

1. Double-click the Button on Your iPhone

Quickly push twice on the same button typically used to turn off and onscreen lock for your iPhone. 

Quickly push twice on the same button typically used to turn off and onscreen lock for your iPhone. 

If done correctly, you will see your Apple Pay open up automatically with an image of your credit card that you added to your wallet payment system. 

Be sure not to tamper with the lock feature since it is the same button!

2. Use the Payment Terminal

Next, you will use the payment terminal to finish paying for your items using Apple Pay.

Open your Apple Wallet (via the Passbook app) and hold your iPhone over the payment terminal within a few inches of the terminal. 

After a moment or two, depending on the need for extra verification, you should be prompted to scan your fingerprint using Touch ID. If correctly used, credit card data and debit will be debited from your bank account.

Want to read about Does Walmart Take Apple Pay?

How to Use Apple Pay in a McDonald’s (Drive-Thru)

Paying with Apple Pay in a McDonald’s drive-thru is very similar to the process used when paying with Apple Pay inside and inside a McDonald’s store. 

The only major difference between the two is that while you can usually hold your phone over a payment terminal at the counter, you’ll need to hand your phone over to a cashier so they can hold it near the point-of-sale device for you to make your purchase.

Is Apple Pay Safe to Use at McDonald’s?

Apple Pay is safe. Sure, you’re probably going to want to be smart when using it, but as long as you take the same precautions, you would when using a credit card or debit card, it should be perfectly safe.

 For example, if your phone falls into the wrong hands, the default settings will ensure they can’t spend without a passcode. 

That’s not all, though – Apple Pay has a feature that allows you to raise an alert with one tap if your phone is lost or stolen for increased security.

Are There Fees for Using Apple Pay at McDonald’s?

As a general rule, there are no fees when using Apple Pay at McDonald’s or any other store or restaurant. 

However, there will be NO fees charged to your account should you overdraw your account, which is the only time fees may apply.

Is There a Limit for Using Apple Pay at McDonald’s?

Apple Pay is limited to your account balance, as mentioned above. Still, it also depends on the amount of money allowed by the bank associated with your debit or credit card details.

What If You Have Problems Using Apple Pay at McDonald’s?

If you are having issues using Apple Pay for McDonald’s transactions, try tapping with your iPhone to the terminal twice. This is known as “double-tapping,” and it prompts the reader on the other side to gift a contactless payment to your device – if they have one enabled. 

Occasionally the payment will still not go through after double-tapping; this could be due to a bad cellular signal or an outdated contactless card.

 If these errors persist, I recommend visiting Apple Support or taking your device into an actual storefront where a support team member can take care of you there.

Must Read: Does Home Depot Take Apple Pay?

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